Start with our simple application that takes minutes.
Our Palmetto Assistance Loan is one of the best student loan options for South Carolina residents and students attending South Carolina schools. Our low rates and flexible repayment plans are designed to fit your monthly budget. Cover your tuition and other education costs for undergraduate or graduate school. Applying for our student loan online is easy.
The sooner you apply for a loan, the better. After you have filed your FAFSA, your college financial aid office will determine your eligibility for scholarships, grants, and federal student loans. Once determined, they will mail you a financial aid award letter detailing your total eligibility.
If you need funding beyond the federal loans, you are welcome to apply for our private loan, the Palmetto Assistance Loan.
If you are borrowing a Palmetto Assistance Loan then you have the following options:
Once you graduate or fall below half-time, you will start making full monthly payments (principal and interest) sixty days after that time.